Credit Cards

Credit cards are a type of payment card that allows individuals to make purchases on credit. They are issued by financial institutions and can be used to make purchases online, in stores, or over the phone. Credit cards offer convenience and flexibility, as they allow users to borrow money up to a certain limit and pay it back over time. They often come with various benefits such as rewards programs, cashback offers, and travel perks. However, it is important to use credit cards responsibly and pay off the balance in full each month to avoid high interest charges and debt accumulation.

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